Business Loan
Fuel your business with the right funding partner
From working capital to expansion, Betterloanz connects your business with lenders offering secured and unsecured business loans. We assess your needs, compare offers across our network, and help you secure funding with terms that protect your cash flow.
Why borrow through us
How Betterloanz helps with your business loan
We're an advisor, not a lender - we compare the market and connect you with the right partner lender.
Secured & unsecured
We match you to collateral-free or asset-backed options based on your ticket size and profile.
Quick approvals
Well-prepared applications move faster - your advisor helps you submit a complete file the first time.
Compare across lenders
See rates, processing fees, and tenures from multiple banks and NBFCs side by side.
Built for MSMEs
We understand small-business needs and can guide you to government-backed schemes where you qualify.
Know your options
Types of business loan we help with
Your advisor explains each variant and recommends the structure that fits your situation best.
Unsecured term loan
A fixed amount repaid in EMIs — no collateral for eligible profiles.
Working capital loan
Short-tenure funding to smooth inventory and receivable cycles.
Machinery & equipment finance
Fund new machines or upgrades with the asset as security.
Invoice / bill discounting
Turn unpaid invoices into immediate cash for operations.
Self-employed business loan
For professionals and business owners, assessed on ITR and banking.
Eligibility
- Business vintage as per lender norms (often 1-3 years)
- Minimum annual turnover requirement
- Healthy business and promoter credit profile
- Valid business registration / GST where applicable
Documents needed
- PAN & Aadhaar of the promoter (KYC)
- Business registration & GST returns
- Last 12 months' bank statements
- ITR & financial statements
Exact requirements vary by lender; your advisor shares a tailored checklist.
Is it right for you?
A business loan is a good fit when you're...
Working capital for day-to-day cash flow
Buying inventory, equipment, or machinery
Opening a new outlet or expanding capacity
Hiring, marketing, or seasonal ramp-up
How it works
From enquiry to disbursal in 4 steps
Share your need
Tell us your requirement and a few basic details.
We compare lenders
See the best-fit offers from across our partner network.
Apply the right way
We help you submit a clean, complete application.
Get disbursed
Approved funds land straight in your account.
The Betterloanz advantage
Through us vs going to one bank directly
| With Betterloanz | Going direct | |
|---|---|---|
| Offers compared | Multiple lenders, side by side | One bank's pitch |
| Rate negotiation | We negotiate on your behalf | You take the card rate |
| Paperwork | Advisor-prepared, complete file | Trial and error, resubmissions |
| Rejection risk | Right-fit lender the first time | Hard credit pulls if declined |
| Cost to you | Free — zero advisory charges | Free, but no comparison |
FAQ
Business Loan - common questions
Not always. Many lenders offer unsecured business loans for eligible profiles, while larger amounts may need collateral. We help you find the best fit.
Funding for very new businesses is limited, but we can guide you to suitable schemes or alternative products based on your situation.
Typically KYC, bank statements, ITR and financial statements, and proof of business registration and vintage. Requirements differ between secured and unsecured products - your advisor shares a checklist matched to the lender you're applying to.
Many lenders prefer GST-registered businesses because returns evidence turnover, but there are products for non-registered businesses that assess banking behaviour instead. We'll point you to the lenders that fit your setup.
Both the business's repayment record and the promoter's personal credit history are usually reviewed. A clean record widens your options and improves pricing, which is why we match you to a right-fit lender the first time.
Working capital, inventory, equipment, hiring, marketing, or expansion - most business loans have flexible end-use.
Ready to start your business loan?
Get free, unbiased guidance and best-matched offers from our lender network.