Health Insurance
Find the right Health Insurance, not just any policy
Medical costs can derail even the most careful budget. As an advisor, Betterloanz compares health-insurance plans from leading insurers - covering sum insured, room-rent limits, waiting periods, and network hospitals - so you choose cover that fits your family and your wallet. We don't insure you; we help you select the right plan and guide you through the paperwork.
Why buy through us
How Betterloanz helps with your health insurance
We're an advisor, not an insurer - we compare the market and connect you with the right insurer.
Compare leading insurers
We line up plans side by side so you see premiums, sum insured, and key exclusions clearly - not a single insurer's pitch.
Right cover for your family
Individual, family floater, or senior-citizen plans - we match the structure and sum insured to who you need to protect.
Fine print, explained
Room-rent caps, waiting periods, co-pay, and sub-limits matter at claim time. We translate the jargon before you commit.
Guidance through claims
From choosing the plan to understanding the claim process, your advisor stays with you when it counts.
Know your options
Types of health insurance we help with
Your advisor explains each variant and recommends the structure that fits your situation best.
Individual plan
A dedicated sum insured for one person — no sharing of cover.
Family floater
One shared sum insured covering the whole family at a lower premium.
Senior citizen plan
Designed for 60+ with age-appropriate benefits and screening.
Top-up / super top-up
Boost an existing base policy with high extra cover at low cost.
Eligibility
- Indian resident seeking individual or family health cover
- Age and member details as per the insurer's policy norms
- Pre-existing conditions disclosed honestly at proposal stage
- Valid KYC for the proposer
Documents needed
- PAN & Aadhaar of the proposer (KYC)
- Age proof for each member to be covered
- Medical history / declaration where applicable
- Recent passport-size photograph (if requested by the insurer)
Exact requirements vary by lender; your advisor shares a tailored checklist.
Is it right for you?
A health insurance is a good fit when you're...
Protecting your family against hospital bills
Cover for ageing parents / senior citizens
Topping up an employer's group policy
Locking in cover before health issues arise
How it works
From enquiry to cover in 4 steps
Share your need
Tell us who you want covered and your basic details.
We compare insurers
See best-fit plans, premiums, and exclusions side by side.
Apply the right way
We help you submit a clean, complete proposal form.
Policy issued
The insurer issues your policy and cover begins.
FAQ
Health Insurance - common questions
No. Betterloanz is an advisor, not an insurer. The policy is issued by the chosen insurance company; we compare plans from leading insurers and help you select and apply for the right one.
It depends on your city's hospitalisation costs, family size, and age. Your advisor will suggest a suitable sum insured for your situation and explain the trade-offs across plans.
Most plans apply a waiting period before certain conditions or pre-existing illnesses are covered. We highlight these timelines across plans so you aren't caught out at claim time.
A floater shares one sum insured across the family and usually costs less; individual plans give each member dedicated cover. Family size, ages, and health history decide which makes sense, and your advisor will talk you through both.
Always, and fully. Non-disclosure is the most common reason claims are rejected later. Declaring conditions honestly at proposal stage means the policy you hold will actually respond when you need it.
Often yes. Group cover from an employer is typically modest and ends when you leave the job. A personal base or super top-up policy adds cover that stays with you and is priced attractively for the extra protection it gives.
Ready to find the right health cover?
Get free, unbiased guidance and best-matched plans from leading insurers.